Himali Patel, Sanjay Kumar Singh, Karthik Jerome

Stories by Himali Patel, Sanjay Kumar Singh, Karthik Jerome

Is Silver Still A Smart Bet?

Is Silver Still A Smart Bet?

Rediff.com   17 Sep 2025

New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   9 Sep 2025

Investors may wait for six months and then take another look at the stock.

Microcap Investing: Play Small, Think Long

Microcap Investing: Play Small, Think Long

Rediff.com   6 Sep 2025

'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'

REITs Can Pay, But Stay Cautious

REITs Can Pay, But Stay Cautious

Rediff.com   28 Aug 2025

'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'

Active Or Passive Funds: Which to Choose?

Active Or Passive Funds: Which to Choose?

Rediff.com   16 Aug 2025

'Active funds have the ability to manage downside risk.'

How To Pick Best Senior Citizen Policy

How To Pick Best Senior Citizen Policy

Rediff.com   14 Aug 2025

'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'

How To Tackle Credit Card Debt

How To Tackle Credit Card Debt

Rediff.com   12 Aug 2025

'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'

Retail Algo: Trust Data, Not Hype

Retail Algo: Trust Data, Not Hype

Rediff.com   6 Aug 2025

'Begin with a small investment, observe performance, then scale up gradually.'

Limit Crypto Bets: 2%-5% Is Safe Zone

Limit Crypto Bets: 2%-5% Is Safe Zone

Rediff.com   5 Aug 2025

Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.

Correct Bogus I-T Deductions Today!

Correct Bogus I-T Deductions Today!

Rediff.com   30 Jul 2025

One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.

How to Choose Right Home Insurance

How to Choose Right Home Insurance

Rediff.com   28 Jul 2025

Understand policy inclusions and exclusions to avoid surprises during claims.

Debt MFs Vs FDs

Debt MFs Vs FDs

Rediff.com   24 Jul 2025

Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.

What Are Arbitrage Funds?

What Are Arbitrage Funds?

Rediff.com   18 Jul 2025

Conservative investors seeking equity-like tax benefits with low risk may go for them.

How to Ensure Life Insurance Claims After Tragedy

How to Ensure Life Insurance Claims After Tragedy

Rediff.com   17 Jul 2025

If nominees pass away, distribution is governed by succession laws of insured's religion.

Mediclaim: Want To Buy An OPD Plan?

Mediclaim: Want To Buy An OPD Plan?

Rediff.com   14 Jul 2025

These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.

Affordable Bank Cover: But Is It Enough?

Affordable Bank Cover: But Is It Enough?

Rediff.com   11 Jul 2025

Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.

Should You Invest In Corporate Bonds?

Should You Invest In Corporate Bonds?

Rediff.com   10 Jul 2025

Only a limited set of investors should invest directly in corporate bonds.

Renting A Bank Locker? Read This

Renting A Bank Locker? Read This

Rediff.com   9 Jul 2025

Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.

Spot the Scam Before It Spots You!

Spot the Scam Before It Spots You!

Rediff.com   8 Jul 2025

Fraudsters lure individuals with false promises of recovering bonuses or maturity proceeds from lapsed policies.

Respond to taxman's notice, file revised or updated return

Respond to taxman's notice, file revised or updated return

Rediff.com   27 Jun 2025

The Income-Tax (I-T) Department has detected widespread tax evasion involving cryptocurrencies and, according to media reports, has issued emails to thousands of defaulting taxpayers seeking transaction details. Investors must understand the tax rules governing crypto assets and respond promptly to these emails.